What would be the impact on the economy if people start holding more currency in hand and less in deposits ?

  1. A. Money demand will increase
  2. B. Money multiplier will decrease
  3. C. Money multiplier will increase
  4. D. Money demand will decrease

Correct Answer: B. Money multiplier will decrease

Explanation

If people hold more currency in hand rather than depositing it, banks have fewer reserves available to create credit. This leads to a decrease in the money multiplier.

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